New child? You might have new protection choices

Revealed on July 14, 2022

Congratulations in your new child! The way you’ll get protection in your child is determined by your present insurance coverage standing.




For those who don’t have medical insurance:


  • Having a child qualifies you for a . This implies you’ll be able to enroll in or change 2022 Market protection. Once you enroll within the new plan, your protection can begin the day your child was born.
  • Apply inside 60 days after your child’s delivery. Your plan can cowl you, your child, and every other family members.
  • It’s necessary to have entry to well being care companies for each new dad and mom and child. With Market protection, you may get preventive advantages, like well-baby visits.
  • Study extra about Particular Enrollment Durations and tips on how to apply.


When you have a Market plan:


  • You’ll be able to maintain your present plan and add your child to your protection.
  • Replace your Market software inside 60 days of your child’s delivery. Your protection choices and financial savings could change.
  • You’ll be able to create a separate enrollment group in your child and enroll them in any plan for the remainder of the yr since having a child qualifies you for a Particular Enrollment Interval. (You’ll be able to’t change plans, however you’ll be able to choose any plan obtainable to your child.)


When you have Medicaid or the Youngsters’s Well being Insurance coverage Program (CHIP) protection:




When you have Medicaid while you give delivery, your child is robotically enrolled in Medicaid protection, and so they’ll stay eligible for at the least a yr.


Get extra info in your well being protection choices when you’re pregnant, plan to get pregnant, or lately gave delivery.